Real Estate Investment Properties for Sale in Oneonta, NY

Looking for investment property in Oneonta, NY with high ROI ?

Explore a variety of short-term homes & houses in Oneonta, NY. Invest wisely with VRBO & Oneonta, NY Airbnb properties available for purchase. Find your ideal investment property among our curated listings for a rewarding real estate venture.

Investment Property for Sale in Oneonta, NY

separator

PROPERTY	DETAILS	SALE PRICE	INVESTMENT PERFORMANCE
184 Lower Reservoir Road Oneonta, NY Equestrian property within minutes of the City of Oneonta in Upstate NY. Whether you are a...	2 beds \| 3 baths \| 2,256 sq.ft.	$799,000	Airbnb cash on cash: -2.04% Traditional cash on cash: 0.73% Airbnb Rental Income: $938 Traditional Rental Income: $2653 Airbnb ROI: -2.04% Traditional ROI: 0.73%
6 Cleveland Street Oneonta, NY Beautifully maintained and energy-efficient West End Oneonta Cape Cod is move-in ready. Th...	2 beds \| 2 baths \| 1,092 sq.ft.	$185,000	Airbnb cash on cash: -0.42% Traditional cash on cash: 6.89% Airbnb Rental Income: $938 Traditional Rental Income: $1879 Airbnb ROI: -0.42% Traditional ROI: 6.89%
12 Woodside Avenue Oneonta, NY Seller relocating, priced to move!! This charming 2 story home located on the highly desir...	3 beds \| 2 baths \| 1,464 sq.ft.	$199,000	Airbnb cash on cash: -0.16% Traditional cash on cash: 5.15% Airbnb Rental Income: $1341 Traditional Rental Income: $1932 Airbnb ROI: -0.16% Traditional ROI: 5.15%
91 Main Street Oneonta, NY Annual income of over $36,000/year. This fully occupied 4-unit property is located right o...	4 beds \| 4 baths \| 2,400 sq.ft.	$319,750	Airbnb cash on cash: -0.64% Traditional cash on cash: 5.24% Airbnb Rental Income: $752 Traditional Rental Income: $2204 Airbnb ROI: -0.64% Traditional ROI: 5.24%
147 West Street Oneonta, NY Hidden in Plain Sight! This beautifully renovated and impeccably maintained Oneonta gem is...	3 beds \| 4 baths \| 1,668 sq.ft.	$439,900	Airbnb cash on cash: -1.29% Traditional cash on cash: 3.94% Airbnb Rental Income: $1341 Traditional Rental Income: $3083 Airbnb ROI: -1.29% Traditional ROI: 3.94%
15 Susquehanna Street Oneonta, NY Turn-key investment property with excellent rental history and an annual gross income of o...	3 beds \| 2 baths \| 2,194 sq.ft.	$225,000	Airbnb cash on cash: 1.72% Traditional cash on cash: 8.29% Airbnb Rental Income: $1341 Traditional Rental Income: $2327 Airbnb ROI: 1.72% Traditional ROI: 8.29%
5 Walnut Street Oneonta, NY Welcome to 5 Walnut Street, a home brimming with warmth and character in the heart of Oneo...	3 beds \| 2 baths \| 1,364 sq.ft.	$259,000	Airbnb cash on cash: 0.24% Traditional cash on cash: 4.81% Airbnb Rental Income: $1341 Traditional Rental Income: $2046 Airbnb ROI: 0.24% Traditional ROI: 4.81%
7 James St Oneonta, NY WEST END GEM!!! Nestled on a quiet neighborhood street in the West End just around the co...	2 beds \| 2 baths \| 936 sq.ft.	$174,900	Airbnb cash on cash: -0.53% Traditional cash on cash: 6.79% Airbnb Rental Income: $938 Traditional Rental Income: $1813 Airbnb ROI: -0.53% Traditional ROI: 6.79%
5 Carson Road Oneonta, NY This 5 bedroom, 2.5 bathroom colonial style home is spacious, fully updated, and located i...	5 beds \| 3 baths \| 3,110 sq.ft.	$435,900	Airbnb cash on cash: -2.09% Traditional cash on cash: 3.05% Airbnb Rental Income: $751 Traditional Rental Income: $2534 Airbnb ROI: -2.09% Traditional ROI: 3.05%
24 Forest Avenue Oneonta, NY Don't miss out on this WELL MAINTAINED, SUPER CUTE home in the East End of Oneonta. Locate...	3 beds \| 1 baths \| 903 sq.ft.	$169,900	Airbnb cash on cash: 2.08% Traditional cash on cash: 5.9% Airbnb Rental Income: $1341 Traditional Rental Income: $1547 Airbnb ROI: 2.08% Traditional ROI: 5.9%
21 Cherry Street Oneonta, NY Three Bedroom, Two Bathroom house with a NEW roof available in the City of Oneonta. Full b...	3 beds \| 2 baths \| 1,288 sq.ft.	$170,000	Airbnb cash on cash: 2.13% Traditional cash on cash: 6.32% Airbnb Rental Income: $1341 Traditional Rental Income: $1608 Airbnb ROI: 2.13% Traditional ROI: 6.32%
28 Fair Street Oneonta, NY City living in this fabulous new but older totally renovated interior right down to the st...	3 beds \| 2 baths \| 1,520 sq.ft.	$329,000	Airbnb cash on cash: 0.73% Traditional cash on cash: 2.84% Airbnb Rental Income: $1341 Traditional Rental Income: $1584 Airbnb ROI: 0.73% Traditional ROI: 2.84%
37 Church Street Oneonta, NY Don't miss out on the opportunity to own this TWO FAMILY INVESTMENT PROPERTY on Church St....	6 beds \| 2 baths \| 2,820 sq.ft.	$249,900	Airbnb cash on cash: -1.73% Traditional cash on cash: 5.19% Airbnb Rental Income: $751 Traditional Rental Income: $2071 Airbnb ROI: -1.73% Traditional ROI: 5.19%
7-9 Weidman Pl Oneonta, NY 6 UNITS, 16 BEDROOMS, 7 BATHROOMS! GREAT LOCATION, solid rental history, close to both col...	N/A beds \| 7 baths \| 6,600 sq.ft.	$625,000	Airbnb cash on cash: -0.59% Traditional cash on cash: 0.26% Airbnb Rental Income: $2200 Traditional Rental Income: $2141 Airbnb ROI: -0.59% Traditional ROI: 0.26%
22 Bugbee Road Oneonta, NY Spacious and gracious!" Welcome home to a beautiful 3 bedroom, 2 full bathroom Cape just s...	3 beds \| 3 baths \| 2,321 sq.ft.	$375,000	Airbnb cash on cash: -0.66% Traditional cash on cash: 1.82% Airbnb Rental Income: $1341 Traditional Rental Income: $1803 Airbnb ROI: -0.66% Traditional ROI: 1.82%
31 Cedar Street Oneonta, NY *$5,000 Price Improvement*Welcome to 31 Cedar St, Oneonta, NY 13820, an 8-BR, 4-BA mul...	8 beds \| 4 baths \| 3,482 sq.ft.	$269,000	Airbnb cash on cash: -2.44% Traditional cash on cash: 9.93% Airbnb Rental Income: $751 Traditional Rental Income: $3575 Airbnb ROI: -2.44% Traditional ROI: 9.93%
1516 Southside Drive Oneonta, NY Updated, inviting and ready to move in! This one-level living in the Oneonta School Distri...	3 beds \| 2 baths \| 1,200 sq.ft.	$259,000	Airbnb cash on cash: 0.6% Traditional cash on cash: 2.09% Airbnb Rental Income: $1341 Traditional Rental Income: $1294 Airbnb ROI: 0.6% Traditional ROI: 2.09%
173 River St Oneonta, NY This AFFORDABLE ONEONTA HOME is certainly one YOU DON'T WANT TO MISS! Conveniently located...	2 beds \| 1 baths \| 1,051 sq.ft.	$109,900	Airbnb cash on cash: 0.96% Traditional cash on cash: 7.23% Airbnb Rental Income: $938 Traditional Rental Income: $1259 Airbnb ROI: 0.96% Traditional ROI: 7.23%
50 Center St Oneonta, NY Meticulously kept Center City Home with Striking Architectural Curb Appeal with its sand-g...	4 beds \| 2 baths \| 2,176 sq.ft.	$319,000	Airbnb cash on cash: -2.05% Traditional cash on cash: 3.64% Airbnb Rental Income: $752 Traditional Rental Income: $2144 Airbnb ROI: -2.05% Traditional ROI: 3.64%
1 Pearl Street Oneonta, NY City Convenience with Endless Potential! Nestled in the West End location of Oneonta NY - ...	3 beds \| 1 baths \| 1,064 sq.ft.	$139,000	Airbnb cash on cash: 2.32% Traditional cash on cash: 5.7% Airbnb Rental Income: $1341 Traditional Rental Income: $1379 Airbnb ROI: 2.32% Traditional ROI: 5.7%
448 Southside Drive Oneonta, NY Secluded and surrounded by nature, this Cape Cod residence offers a perfect balance of com...	3 beds \| 2 baths \| 1,260 sq.ft.	$435,000	Airbnb cash on cash: -0.99% Traditional cash on cash: 2.35% Airbnb Rental Income: $1341 Traditional Rental Income: $2292 Airbnb ROI: -0.99% Traditional ROI: 2.35%
20-22 N Belmont Circle Oneonta, NY Welcome to this inviting 2/3 bedroom, 2 bath Colonial tucked into a quiet Oneonta neighbor...	2 beds \| 2 baths \| 2,256 sq.ft.	$299,000	Airbnb cash on cash: -1.6% Traditional cash on cash: 4.4% Airbnb Rental Income: $938 Traditional Rental Income: $2284 Airbnb ROI: -1.6% Traditional ROI: 4.4%
125 Airport Road Oneonta, NY Welcome to your dream home in the woods - a one-of-a-kind custom-built Lok-N-Logs log home...	3 beds \| 4 baths \| 2,190 sq.ft.	$855,000	Airbnb cash on cash: -1.48% Traditional cash on cash: 1.5% Airbnb Rental Income: $1341 Traditional Rental Income: $3301 Airbnb ROI: -1.48% Traditional ROI: 1.5%
2975 State Highway 23 Oneonta, NY Opportunity awaits! This property is so versatile it will meet anyone's needs. MONEY MAKIN...	3 beds \| 3 baths \| 2,056 sq.ft.	$289,900	Airbnb cash on cash: 1.01% Traditional cash on cash: 9.37% Airbnb Rental Income: $1341 Traditional Rental Income: $3209 Airbnb ROI: 1.01% Traditional ROI: 9.37%
765 State Highway 205 Oneonta, NY Recently renovated and currently a thriving Airbnb near Cooperstown All-Star Village, this...	2 beds \| 2 baths \| 1,500 sq.ft.	$235,000	Airbnb cash on cash: -0.68% Traditional cash on cash: 7.33% Airbnb Rental Income: $938 Traditional Rental Income: $2373 Airbnb ROI: -0.68% Traditional ROI: 7.33%
10-12 Columbia Street Oneonta, NY Calling all investors!!! Or a perfect owner-occupied duplex. Located close to downtown and...	5 beds \| 2 baths \| 1,904 sq.ft.	$179,000	Airbnb cash on cash: -2.16% Traditional cash on cash: 10.38% Airbnb Rental Income: $751 Traditional Rental Income: $2573 Airbnb ROI: -2.16% Traditional ROI: 10.38%
130 Hillside Drive Oneonta, NY Space, Style & Location - The Complete Package Welcome to this beautifully maintained, mov...	4 beds \| 2 baths \| 2,668 sq.ft.	$395,000	Airbnb cash on cash: -1.12% Traditional cash on cash: 5.26% Airbnb Rental Income: $752 Traditional Rental Income: $2799 Airbnb ROI: -1.12% Traditional ROI: 5.26%
53 Center Street Oneonta, NY This Grand center city home features a beautiful WRAP AROUND PORCH with a FENCED IN SIDE Y...	4 beds \| 3 baths \| 2,924 sq.ft.	$299,900	Airbnb cash on cash: -2.18% Traditional cash on cash: 8.1% Airbnb Rental Income: $752 Traditional Rental Income: $3338 Airbnb ROI: -2.18% Traditional ROI: 8.1%
3843 State Highway 23 Oneonta, NY Custom Ranch with Breathtaking Views in Oneonta, NY. Welcome to this beautifully crafted c...	3 beds \| 2 baths \| 1,440 sq.ft.	$399,000	Airbnb cash on cash: -0.22% Traditional cash on cash: 3.19% Airbnb Rental Income: $1341 Traditional Rental Income: $2204 Airbnb ROI: -0.22% Traditional ROI: 3.19%
107 Balford Drive Oneonta, NY Located in one of Oneonta's most highly sought-after neighborhoods, this beautifully maint...	3 beds \| 3 baths \| 1,832 sq.ft.	$350,000	Airbnb cash on cash: -0.34% Traditional cash on cash: 5.34% Airbnb Rental Income: $1341 Traditional Rental Income: $2795 Airbnb ROI: -0.34% Traditional ROI: 5.34%
35 Schoolhouse Lane Oneonta, NY Welcome to 35 Schoolhouse Lane, a beautifully maintained newer home located in Oneonta's h...	4 beds \| 5 baths \| 2,500 sq.ft.	$399,900	Airbnb cash on cash: -1.74% Traditional cash on cash: 8.43% Airbnb Rental Income: $752 Traditional Rental Income: $4249 Airbnb ROI: -1.74% Traditional ROI: 8.43%
18 Hazel St Oneonta, NY Welcome to your next chapter at 18 Hazel St, Oneonta where modern charm meets upstate simp...	3 beds \| 2 baths \| 1,672 sq.ft.	$299,000	Airbnb cash on cash: 0.2% Traditional cash on cash: 5.25% Airbnb Rental Income: $1341 Traditional Rental Income: $2349 Airbnb ROI: 0.2% Traditional ROI: 5.25%
1489 state highway 205 Oneonta, NY Looking for a cozy home with a little land? This sweet little place with a big thumbprint ...	3 beds \| 1 baths \| 1,224 sq.ft.	$199,000	Airbnb cash on cash: 2.04% Traditional cash on cash: 6.6% Airbnb Rental Income: $1341 Traditional Rental Income: $1790 Airbnb ROI: 2.04% Traditional ROI: 6.6%
3843 St Hwy 23 Oneonta, NY Custom Raised Ranch with Breathtaking Views in Oneonta, NY. Welcome to this beautifully cr...	3 beds \| 2 baths \| 1,440 sq.ft.	$399,000	Airbnb cash on cash: -0.22% Traditional cash on cash: 3.19% Airbnb Rental Income: $1341 Traditional Rental Income: $2204 Airbnb ROI: -0.22% Traditional ROI: 3.19%
48 Union Street Oneonta, NY Welcome to this timeless Tudor-style home, where character, charm, and location all come t...	3 beds \| 2 baths \| 1,496 sq.ft.	$337,000	Airbnb cash on cash: -0.3% Traditional cash on cash: 4.15% Airbnb Rental Income: $1341 Traditional Rental Income: $2338 Airbnb ROI: -0.3% Traditional ROI: 4.15%
432-434 Main Street Oneonta, NY Ideal center-city location with highly sought after Mixed Use-2 Zoning, allowing for short...	6 beds \| 3 baths \| 2,837 sq.ft.	$289,900	Airbnb cash on cash: -2.97% Traditional cash on cash: 7.33% Airbnb Rental Income: $751 Traditional Rental Income: $3248 Airbnb ROI: -2.97% Traditional ROI: 7.33%
78-80 Center Street Oneonta, NY Spacious and versatile two-family home located in the heart of Oneonta. This property offe...	6 beds \| 2 baths \| 2,296 sq.ft.	$230,000	Airbnb cash on cash: -1% Traditional cash on cash: 8.81% Airbnb Rental Income: $751 Traditional Rental Income: $2573 Airbnb ROI: -1% Traditional ROI: 8.81%
435 Main Street Oneonta, NY Enjoy the feeling of country living right in the heart of Oneonta on double lot. Meticulou...	3 beds \| 2 baths \| 1,577 sq.ft.	$224,900	Airbnb cash on cash: 0.83% Traditional cash on cash: 6.87% Airbnb Rental Income: $1341 Traditional Rental Income: $2216 Airbnb ROI: 0.83% Traditional ROI: 6.87%
935 County Highway 35 Oneonta, NY Quintessential Renovated Farmhouse in the Susquehanna River Valley Set on 2-acres, beautif...	5 beds \| 3 baths \| 2,389 sq.ft.	$375,000	Airbnb cash on cash: -1.14% Traditional cash on cash: 6.61% Airbnb Rental Income: $751 Traditional Rental Income: $3162 Airbnb ROI: -1.14% Traditional ROI: 6.61%
45 Union Street Oneonta, NY You can feel the love in this classic 4-bedroom 2& 1/2 bath Oneonta Colonial located on Un...	4 beds \| 3 baths \| 2,300 sq.ft.	$299,900	Airbnb cash on cash: -2% Traditional cash on cash: 7.86% Airbnb Rental Income: $752 Traditional Rental Income: $3220 Airbnb ROI: -2% Traditional ROI: 7.86%

Real Estate investment in Oneonta, NY

There are 52 properties for sale in the city of Oneonta . The median list price in Oneonta is $269,000 and the average price per square foot is $122. In December 2025, the average monthly cash on cash return in Oneonta is 6.00%. The average monthly rental income in Oneonta is $2,373.

Oneonta, NY Real Estate Investing: FAQs for Buyers, Sellers and Investors

There are 52 investment properties available for sale in Oneonta.

In 2025, the best neighborhood to buy investment property is Oneonta.

The ROI for Long-Term is higher than the Short-Term in Oneonta with average rental income of $2,373.

Your search for investment property begins and ends here

Investment Property for Sale in Oneonta, NY

184 Lower Reservoir Road

Oneonta, NY

2 beds | 3 baths | 2,256 sq.ft.

$799,000

Airbnb cash on cash: -2.04%

Traditional cash on cash: 0.73%

Airbnb Rental Income: $938

Traditional Rental Income: $2653

Airbnb ROI: -2.04%

Traditional ROI: 0.73%

6 Cleveland Street

Oneonta, NY

2 beds | 2 baths | 1,092 sq.ft.

$185,000

Airbnb cash on cash: -0.42%

Traditional cash on cash: 6.89%

Airbnb Rental Income: $938

Traditional Rental Income: $1879

Airbnb ROI: -0.42%

Traditional ROI: 6.89%

12 Woodside Avenue

Oneonta, NY

3 beds | 2 baths | 1,464 sq.ft.

$199,000

Airbnb cash on cash: -0.16%

Traditional cash on cash: 5.15%

Airbnb Rental Income: $1341

Traditional Rental Income: $1932

Airbnb ROI: -0.16%

Traditional ROI: 5.15%

91 Main Street

Oneonta, NY

4 beds | 4 baths | 2,400 sq.ft.

$319,750

Airbnb cash on cash: -0.64%

Traditional cash on cash: 5.24%

Airbnb Rental Income: $752

Traditional Rental Income: $2204

Airbnb ROI: -0.64%

Traditional ROI: 5.24%

147 West Street

Oneonta, NY

3 beds | 4 baths | 1,668 sq.ft.

$439,900

Airbnb cash on cash: -1.29%

Traditional cash on cash: 3.94%

Airbnb Rental Income: $1341

Traditional Rental Income: $3083

Airbnb ROI: -1.29%

Traditional ROI: 3.94%

15 Susquehanna Street

Oneonta, NY

3 beds | 2 baths | 2,194 sq.ft.

$225,000

Airbnb cash on cash: 1.72%

Traditional cash on cash: 8.29%

Airbnb Rental Income: $1341

Traditional Rental Income: $2327

Airbnb ROI: 1.72%

Traditional ROI: 8.29%

5 Walnut Street

Oneonta, NY

3 beds | 2 baths | 1,364 sq.ft.

$259,000

Airbnb cash on cash: 0.24%

Traditional cash on cash: 4.81%

Airbnb Rental Income: $1341

Traditional Rental Income: $2046

Airbnb ROI: 0.24%

Traditional ROI: 4.81%

7 James St

Oneonta, NY

2 beds | 2 baths | 936 sq.ft.

$174,900

Airbnb cash on cash: -0.53%

Traditional cash on cash: 6.79%

Airbnb Rental Income: $938

Traditional Rental Income: $1813

Airbnb ROI: -0.53%