Real Estate Investment Properties for Sale in Spencer, NY

Looking for investment property in Spencer, NY with high ROI ?

Explore a variety of short-term homes & houses in Spencer, NY. Invest wisely with VRBO & Spencer, NY Airbnb properties available for purchase. Find your ideal investment property among our curated listings for a rewarding real estate venture.

Investment Property for Sale in Spencer, NY

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PROPERTY	DETAILS	SALE PRICE	INVESTMENT PERFORMANCE
725 S Hill Road Spencer, NY A gorgeous 217 acre farm in the heart of Spencer with sprawling land on both sides of the ...	2 beds \| 2 baths \| 1,446 sq.ft.	$650,000	Airbnb cash on cash: 0.24% Traditional cash on cash: 1.33% Airbnb Rental Income: $2186 Traditional Rental Income: $2297 Airbnb ROI: 0.24% Traditional ROI: 1.33%
88 Finkenbinder Rd Spencer, NY Welcome to 88 Finkenbinder Rd, a stunning blend of historic charm and modern comfort nestl...	3 beds \| 2 baths \| 1,732 sq.ft.	$219,999	Airbnb cash on cash: 8.16% Traditional cash on cash: 9.51% Airbnb Rental Income: $2975 Traditional Rental Income: $2571 Airbnb ROI: 8.16% Traditional ROI: 9.51%
284 E Spencer Rd Spencer, NY Tailor-made for equestrian pursuits, farming, or a multi-use rural lifestyle, this 100+ ac...	3 beds \| 2 baths \| 1,458 sq.ft.	$509,900	Airbnb cash on cash: 2.19% Traditional cash on cash: 2.52% Airbnb Rental Income: $2975 Traditional Rental Income: $2448 Airbnb ROI: 2.19% Traditional ROI: 2.52%
30 W Tioga Street Spencer, NY Located on 2 parcels in the village's center, this gorgeous historical building joins up w...	1 beds \| 1 baths \| 2,324 sq.ft.	$129,000	Airbnb cash on cash: 4.62% Traditional cash on cash: 9% Airbnb Rental Income: $1425 Traditional Rental Income: $1542 Airbnb ROI: 4.62% Traditional ROI: 9%
656 Candor Rd Spencer, NY Charming 3 bedroom 2.5 bathroom home on 5.79 acres! Step inside to find a large family-sty...	3 beds \| 3 baths \| 1,937 sq.ft.	$245,000	Airbnb cash on cash: 6.91% Traditional cash on cash: 10.51% Airbnb Rental Income: $2975 Traditional Rental Income: $3124 Airbnb ROI: 6.91% Traditional ROI: 10.51%
144 N Main Street Spencer, NY Charming Cape Cod with gorgeous gardens in the Village of Spencer. Welcome to this beautif...	4 beds \| 2 baths \| 1,558 sq.ft.	$265,000	Airbnb cash on cash: 9.22% Traditional cash on cash: 6.32% Airbnb Rental Income: $4033 Traditional Rental Income: $2447 Airbnb ROI: 9.22% Traditional ROI: 6.32%
591 Candor Rd. Spencer, NY Versatile 17+ Acre Country Retreat with Income Potential! This one-of-a-kind property offe...	3 beds \| 2 baths \| 1,488 sq.ft.	$319,000	Airbnb cash on cash: 4.32% Traditional cash on cash: 5% Airbnb Rental Income: $2975 Traditional Rental Income: $2495 Airbnb ROI: 4.32% Traditional ROI: 5%
18 Eleanor Lane Spencer, NY Two bedroom home with additional small room/office space. Large eat in kitchen lead to ba...	2 beds \| 1 baths \| 950 sq.ft.	$123,000	Airbnb cash on cash: 8.96% Traditional cash on cash: 10.86% Airbnb Rental Income: $2186 Traditional Rental Income: $1858 Airbnb ROI: 8.96% Traditional ROI: 10.86%
768 Washburn Rd Spencer, NY Escape the hustle and reconnect with nature at this secluded cabin retreat on over 6 acres...	2 beds \| 1 baths \| 1,056 sq.ft.	$160,000	Airbnb cash on cash: 8.31% Traditional cash on cash: 11.7% Airbnb Rental Income: $2186 Traditional Rental Income: $2150 Airbnb ROI: 8.31% Traditional ROI: 11.7%

Real Estate investment in Spencer, NY

There are 9 properties for sale in the city of Spencer . The median list price in Spencer is $245,000 and the average price per square foot is $158. In September 2025, the average monthly cash on cash return in Spencer is 9.00%. The average monthly rental income in Spencer is $2,447.

Spencer, NY Real Estate Investing: FAQs for Buyers, Sellers and Investors

There are 9 investment properties available for sale in Spencer.

In 2025, the best neighborhood to buy investment property is Spencer.

The ROI for Long-Term is higher than the Short-Term in Spencer with average rental income of $2,447.

Your search for investment property begins and ends here

Investment Property for Sale in Spencer, NY

725 S Hill Road

Spencer, NY

2 beds | 2 baths | 1,446 sq.ft.

$650,000

Airbnb cash on cash: 0.24%

Traditional cash on cash: 1.33%

Airbnb Rental Income: $2186

Traditional Rental Income: $2297

Airbnb ROI: 0.24%

Traditional ROI: 1.33%

88 Finkenbinder Rd

Spencer, NY

3 beds | 2 baths | 1,732 sq.ft.

$219,999

Airbnb cash on cash: 8.16%

Traditional cash on cash: 9.51%

Airbnb Rental Income: $2975

Traditional Rental Income: $2571

Airbnb ROI: 8.16%

Traditional ROI: 9.51%

284 E Spencer Rd

Spencer, NY

3 beds | 2 baths | 1,458 sq.ft.

$509,900

Airbnb cash on cash: 2.19%

Traditional cash on cash: 2.52%

Airbnb Rental Income: $2975

Traditional Rental Income: $2448

Airbnb ROI: 2.19%

Traditional ROI: 2.52%

30 W Tioga Street

Spencer, NY

1 beds | 1 baths | 2,324 sq.ft.

$129,000

Airbnb cash on cash: 4.62%

Traditional cash on cash: 9%

Airbnb Rental Income: $1425

Traditional Rental Income: $1542

Airbnb ROI: 4.62%

Traditional ROI: 9%

656 Candor Rd

Spencer, NY

3 beds | 3 baths | 1,937 sq.ft.

$245,000

Airbnb cash on cash: 6.91%

Traditional cash on cash: 10.51%

Airbnb Rental Income: $2975

Traditional Rental Income: $3124

Airbnb ROI: 6.91%

Traditional ROI: 10.51%

144 N Main Street

Spencer, NY

4 beds | 2 baths | 1,558 sq.ft.

$265,000

Airbnb cash on cash: 9.22%

Traditional cash on cash: 6.32%

Airbnb Rental Income: $4033

Traditional Rental Income: $2447

Airbnb ROI: 9.22%

Traditional ROI: 6.32%

591 Candor Rd.

Spencer, NY

3 beds | 2 baths | 1,488 sq.ft.

$319,000

Airbnb cash on cash: 4.32%

Traditional cash on cash: 5%

Airbnb Rental Income: $2975

Traditional Rental Income: $2495

Airbnb ROI: 4.32%

Traditional ROI: 5%

18 Eleanor Lane

Spencer, NY

2 beds | 1 baths | 950 sq.ft.

$123,000

Airbnb cash on cash: 8.96%

Traditional cash on cash: 10.86%

Airbnb Rental Income: $2186

Traditional Rental Income: $1858

Airbnb ROI: 8.96%